If you prefer not to manage the VoP response system, Qombo offers a fully managed Cloud solution.

With this approach, you simply provide your account holder database, and Qombo takes care of:

This ensures seamless compliance while minimizing operational complexity on your end.

How it works

Qombo’s Responsibilities

Once your data is stored, Qombo manages the entire VoP response process:

To ensure accurate responses, you are responsible for:

Qombo stores your account holder data in a shared infrastructure, using the IBAN as the unique identifier for each customer.

When you submit an IBAN, the associated data overwrites any existing record.

You can choose to update only specific records or send the full database with each API call.

This flexibility allows you to maintain accurate records while optimizing data transfer based on your internal processes.